The Siop Cynfelyn Reverse Credit Account

Are you a regular customer in Siop Cynfelyn and Caffi Cletwr? Why not open a reverse credit account?

A Reverse Credit account is a scheme where you can pre-pay an amount of your choice by cash or cheque into a dedicated account at Siop Cynfelyn. Each time you purchase something from the shop or caffi the amount is subtracted from the total in your account.

What are the benefits?

● Convenience: shop even if you've left your purse or wallet at home.
● Safety: you can send your children to the shop without giving them cash.
● Cashflow: end of the month? No money? You can still buy food if there's money in your reverse credit account!
● Helping Siop Cynfelyn: we can use the money that people have in their accounts to buy a wider range and quantity of stock.

Who can open an account?

Subject to the Shop’s approval of an application, anyone can open and operate a customer account. If you are under 18 years old you will need a parent/guardian to open your customer account. The Shop may at its sole discretion, acting reasonably, open or close customer account(s).

How do I open an account?

Complete an application form (available at the till or download one here)

Then what happens?

You will then be sent a letter acknowledging your application and explaining the full details of this scheme. On your initial payment you will be issued with a card to use when making any purchases on your reverse credit.

Does it work?

Oh yes! Our customers now spend over £25,000 per year through their accounts.